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HUMAN FINANCIAL MANAGEMENT LIMITED
澳大利亚 ASIC · AFSL 227677 · Authorised (AFS licensee — FX/derivatives-related authorisation)
기관 소개
机构是HUMAN FINANCIAL MANAGEMENT LIMITED，注册地在澳大利亚悉尼新南威尔士州2000。
该机构的牌照/登记号为AFSL 227677，当前状态为授权（AFS持牌人，涉及外汇和衍生品的授权），牌照生效日期为2003年12月1日。
该机构被授权提供金融产品建议，包括基本存款产品、政府发行的债券、投资型人寿保险、人寿风险保险、管理投资计划（包括IDPS）、标准保证金贷款、非基本存款产品、退休储蓄账户、证券和养老金等，服务对象包括零售和批发客户。
目前未提供商号、网站或跨境服务信息。
请读者注意，所有信息以澳大利亚证券和投资委员会（ASIC）的官方登记页面为准，警惕任何冒用该名称的克隆网站。
📋 根据官方监管公开信息整理，AI辅助撰写。内容仅限官方登记事实，不含点差、入金、评分等信息；如有出入以官方登记为准。
공식 등록 필드
| 규제 기관 | ASIC |
| 라이선스/등록번호 | AFSL 227677 |
| 등록 상태 | Authorised (AFS licensee — FX/derivatives-related authorisation) |
| ABN/ACN | 99067544549 |
| 라이선스 발효일 | 01/12/2003 |
| 등록 지역 | SYDNEY NSW 2000 Australia |
数据来源：ASIC AFS Licensee dataset (data.gov.au) · 同步日期 2026-10-28
인가 조건(ASIC 원문)
1. Provide financial product advice","1.1 Provide personal and general financial product advice","1.1.1 Basic deposit products","Wholesale clients
,"","1.1.2 Debentures, stocks or bonds issued or proposed to be issued by a government","Wholesale clients
,"","1.1.3 Life products limited to investment life insurance products","Wholesale clients
,"","1.1.4 Life products limited to life risk insurance products","Wholesale clients
,"","1.1.5 Managed investment schemes including IDPS","Wholesale clients
,"","1.1.6 Margin lending facilities limited to standard facilities","Wholesale clients
,"","1.1.7 Non-basic deposit products","Wholesale clients
,"","1.1.8 Retirement savings accounts","Wholesale clients
,"","1.1.9 Securities","Wholesale clients
,"","1.1.10 Superannuation","Wholesale clients
,"1.2 Provide general financial product advice","1.2.1 Basic deposit products","Retail clients
,"","1.2.2 Debentures, stocks or bonds issued or proposed to be issued by a government","Retail clients
,"","1.2.3 Life products limited to investment life insurance products","Retail clients
,"","1.2.4 Life products limited to life risk insurance products","Retail clients
,"","1.2.5 Managed investment schemes including IDPS","Retail clients
,"","1.2.6 Margin lending facilities limited to standard facilities","Retail clients
,"","1.2.7 Retirement savings accounts","Retail clients
,"","1.2.8 Securities","Retail clients
,"","1.2.9 Superannuation","Retail clients
2. Deal in a financial product","2.1 Issue, apply for, acquire, vary or dispose of a financial product","2.1.1 Derivatives","Retail and wholesale clients
,"","2.1.2 Foreign exchange contracts","Retail and wholesale clients
,"","2.1.3 Managed investment schemes including IDPS","Retail and wholesale clients
,"2.2 Apply for, acquire, vary or dispose of a financial product on behalf of another person","2.2.1 Basic deposit products","Retail and wholesale clients
,"","2.2.2 Debentures, stocks or bonds issued or proposed to be issued by a government","Retail and wholesale clients
,"","2.2.3 Derivatives","Retail and wholesale clients
,"","2.2.4 Foreign exchange contracts","Retail and wholesale clients
,"","2.2.5 Life products limited to investment life insurance products","Retail and wholesale clients
,"","2.2.6 Life products limited to life risk insurance products","Retail and wholesale clients
,"","2.2.7 Managed investment schemes including IDPS","Retail and wholesale clients
,"","2.2.8 Margin lending facilities limited to standard facilities","Retail and wholesale clients
,"","2.2.9 Non-basic deposit products","Retail and wholesale clients
,"","2.2.10 Retirement savings accounts","Retail and wholesale clients
,"","2.2.11 Securities","Retail and wholesale clients
,"","2.2.12 Superannuation","Retail and wholesale clients
3. Operate a registered management investment scheme as responsible entity (includes holding any incidental property)","3.1 The specified scheme type(s) only","3.1.1 Derivatives","Retail and wholesale clients
,"","3.1.2 Financial assets","Retail and wholesale clients
4. Provide a custodial or depository service","4.1 Other than IDPS","","Wholesale clients
,"","1.1.2 Debentures, stocks or bonds issued or proposed to be issued by a government","Wholesale clients
,"","1.1.3 Life products limited to investment life insurance products","Wholesale clients
,"","1.1.4 Life products limited to life risk insurance products","Wholesale clients
,"","1.1.5 Managed investment schemes including IDPS","Wholesale clients
,"","1.1.6 Margin lending facilities limited to standard facilities","Wholesale clients
,"","1.1.7 Non-basic deposit products","Wholesale clients
,"","1.1.8 Retirement savings accounts","Wholesale clients
,"","1.1.9 Securities","Wholesale clients
,"","1.1.10 Superannuation","Wholesale clients
,"1.2 Provide general financial product advice","1.2.1 Basic deposit products","Retail clients
,"","1.2.2 Debentures, stocks or bonds issued or proposed to be issued by a government","Retail clients
,"","1.2.3 Life products limited to investment life insurance products","Retail clients
,"","1.2.4 Life products limited to life risk insurance products","Retail clients
,"","1.2.5 Managed investment schemes including IDPS","Retail clients
,"","1.2.6 Margin lending facilities limited to standard facilities","Retail clients
,"","1.2.7 Retirement savings accounts","Retail clients
,"","1.2.8 Securities","Retail clients
,"","1.2.9 Superannuation","Retail clients
2. Deal in a financial product","2.1 Issue, apply for, acquire, vary or dispose of a financial product","2.1.1 Derivatives","Retail and wholesale clients
,"","2.1.2 Foreign exchange contracts","Retail and wholesale clients
,"","2.1.3 Managed investment schemes including IDPS","Retail and wholesale clients
,"2.2 Apply for, acquire, vary or dispose of a financial product on behalf of another person","2.2.1 Basic deposit products","Retail and wholesale clients
,"","2.2.2 Debentures, stocks or bonds issued or proposed to be issued by a government","Retail and wholesale clients
,"","2.2.3 Derivatives","Retail and wholesale clients
,"","2.2.4 Foreign exchange contracts","Retail and wholesale clients
,"","2.2.5 Life products limited to investment life insurance products","Retail and wholesale clients
,"","2.2.6 Life products limited to life risk insurance products","Retail and wholesale clients
,"","2.2.7 Managed investment schemes including IDPS","Retail and wholesale clients
,"","2.2.8 Margin lending facilities limited to standard facilities","Retail and wholesale clients
,"","2.2.9 Non-basic deposit products","Retail and wholesale clients
,"","2.2.10 Retirement savings accounts","Retail and wholesale clients
,"","2.2.11 Securities","Retail and wholesale clients
,"","2.2.12 Superannuation","Retail and wholesale clients
3. Operate a registered management investment scheme as responsible entity (includes holding any incidental property)","3.1 The specified scheme type(s) only","3.1.1 Derivatives","Retail and wholesale clients
,"","3.1.2 Financial assets","Retail and wholesale clients
4. Provide a custodial or depository service","4.1 Other than IDPS","","Wholesale clients
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