AIA AUSTRALIA LIMITED
澳大利亚 ASIC · AFSL 230043 · Authorised (AFS licensee — FX/derivatives-related authorisation)
机构介绍
AIA AUSTRALIA LIMITED是在澳大利亚登记的金融机构，注册地址位于悉尼新南威尔士州。
该机构的牌照/登记号为AFSL 230043，登记状态为授权（AFS持牌人），牌照生效日期为2003年7月1日。
该机构被授权提供以下服务：为生命类产品（包括投资型人寿保险和风险型人寿保险）以及养老金产品提供财务产品建议；发行、申请、获取、变更或处置生命类产品；以及代表他人处理存款和支付产品、风险管理相关的衍生品和外汇合约。
目前未提供商号、网站或跨境服务相关信息。
请读者以澳大利亚证券与投资委员会（ASIC）的官方登记页面为准，注意防范冒用该名称的克隆网站。
📋 根据官方监管公开信息整理，AI辅助撰写（qwen3-30b-a3b-fp8）。内容仅限官方登记事实，不含点差、入金、评分等信息；如有出入以官方登记为准。
官方登记字段
| 监管机构 | ASIC |
| 牌照/登记号 | AFSL 230043 |
| 登记状态 | Authorised (AFS licensee — FX/derivatives-related authorisation) |
| ABN/ACN | 79004837861 |
| 牌照生效日期 | 01/07/2003 |
| 登记地区 | SYDNEY NSW 2000 Australia |
数据来源：ASIC AFS Licensee dataset (data.gov.au) · 同步日期 2026-10-28 · 明细抓取 2026-10-28
授权条件（ASIC 原文）
This licence authorises the licensee to carry on a financial services business to:
(a) provide financial product advice for the following classes of financial products:
(i) life products including:
(A) investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(B) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(ii) superannuation;
(b) deal in a financial product by:
(i) issuing, applying for, acquiring, varying or disposing of a financial product in respect of the following classes of financial products:
(A) life products including:
(1) investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(2) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(B) arranging for another person to issue, apply for, acquire, vary or dispose of a financial product in respect of the following classes of financial products:
(1) superannuation; and
(ii) applying for, acquiring, varying or disposing of a financial product on behalf of another person in respect of the following classes of products:
(A) deposit and payment products limited to:
(1) basic deposit products;
(2) deposit products other than basic deposit products;
(B) derivatives restricted to derivatives utilised for the management of financial risk (hedging) which only have the purposes of:
(1) management or mitigation of the financial consequences of particular circumstances happening; or
(2) avoiding or limiting the financial consequences or fluctuations, in or in the value of, receipts or costs (including prices and interest rates);
(C) foreign exchange contracts restricted to foreign exchange contracts utilised for the management of financial risk (hedging) which only have the purposes of:
(1) management or mitigation of the financial consequences of particular circumstances happening; or
(2) avoiding or limiting the financial consequences of fluctuations in the rate of exchange of foreign currency;
(D) debentures, stocks or bonds issued or proposed to be issued by a government;
(E) life products including:
(1) investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(2) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds;
(F) interests in managed investment schemes including:
(1) investor directed portfolio services;
(G) securities; and
(H) superannuation; and
(c) provide a claims handling and settling service limited to:
(i) the person assesses whether an insurer has a liability under an insurance product, or provides assistance in relation to such an assessment;
(ii) the person makes a decision to accept or reject all or part of a claim under an insurance product;
(iii) the person makes a recommendation, or states an opinion, in the following circumstances:
(A) the recommendation, or statement of opinion, is made in response to an inquiry by or on behalf of another person about an existing or a potential claim by the other person under an insurance product; and
(B) the recommendation, or statement of opinion, could reasonably be expected to influence a decision whether to continue with the existing claim or to make the potential claim;
(iv) the person offers to settle all or part of a claim under an insurance product;
(v) the person quantifies the extent of the insurer's liability to another person under an insurance product, or provides assistance in relation to the quantification of the extent of such a liability; and
(vi) the person satisfies a liability of the insurer under an insurance product in full or partial settlement of a claim under the insurance product;
to retail and wholesale clients.
(a) provide financial product advice for the following classes of financial products:
(i) life products including:
(A) investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(B) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(ii) superannuation;
(b) deal in a financial product by:
(i) issuing, applying for, acquiring, varying or disposing of a financial product in respect of the following classes of financial products:
(A) life products including:
(1) investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(2) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(B) arranging for another person to issue, apply for, acquire, vary or dispose of a financial product in respect of the following classes of financial products:
(1) superannuation; and
(ii) applying for, acquiring, varying or disposing of a financial product on behalf of another person in respect of the following classes of products:
(A) deposit and payment products limited to:
(1) basic deposit products;
(2) deposit products other than basic deposit products;
(B) derivatives restricted to derivatives utilised for the management of financial risk (hedging) which only have the purposes of:
(1) management or mitigation of the financial consequences of particular circumstances happening; or
(2) avoiding or limiting the financial consequences or fluctuations, in or in the value of, receipts or costs (including prices and interest rates);
(C) foreign exchange contracts restricted to foreign exchange contracts utilised for the management of financial risk (hedging) which only have the purposes of:
(1) management or mitigation of the financial consequences of particular circumstances happening; or
(2) avoiding or limiting the financial consequences of fluctuations in the rate of exchange of foreign currency;
(D) debentures, stocks or bonds issued or proposed to be issued by a government;
(E) life products including:
(1) investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(2) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds;
(F) interests in managed investment schemes including:
(1) investor directed portfolio services;
(G) securities; and
(H) superannuation; and
(c) provide a claims handling and settling service limited to:
(i) the person assesses whether an insurer has a liability under an insurance product, or provides assistance in relation to such an assessment;
(ii) the person makes a decision to accept or reject all or part of a claim under an insurance product;
(iii) the person makes a recommendation, or states an opinion, in the following circumstances:
(A) the recommendation, or statement of opinion, is made in response to an inquiry by or on behalf of another person about an existing or a potential claim by the other person under an insurance product; and
(B) the recommendation, or statement of opinion, could reasonably be expected to influence a decision whether to continue with the existing claim or to make the potential claim;
(iv) the person offers to settle all or part of a claim under an insurance product;
(v) the person quantifies the extent of the insurer's liability to another person under an insurance product, or provides assistance in relation to the quantification of the extent of such a liability; and
(vi) the person satisfies a liability of the insurer under an insurance product in full or partial settlement of a claim under the insurance product;
to retail and wholesale clients.
⚠ 风险提示：外汇及差价合约（CFD）为杠杆产品，风险高，亏损可能超过初始投入，不适合所有投资者。本页内容仅为一般性教育资料，不构成投资建议，也不构成对任何产品、交易商或交易行为的推荐。交易前请充分了解风险，并遵守所在地法律法规。