ENRIZEN PTY. LTD.

This licence authorises the licensee to carry on a financial services business to:
(a) provide financial product advice for the following classes of financial products:
(i) deposit and payment products limited to:
(A) basic deposit products;
(B) deposit products other than basic deposit products;
(ii) derivatives;
(iii) foreign exchange contracts;
(iv) general insurance products;
(v) debentures, stocks or bonds issued or proposed to be issued by a government;
(vi) life products including:
(A) investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(B) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds;
(vii) interests in managed investment schemes including:
(A) investor directed portfolio services;
(viii interests in managed investment schemes limited to:
(B) MDA services;
(ix) retirement savings accounts ("RSA") products (within the meaning of the Retirement Savings Account Act 1997);
(x) securities;
(xi) standard margin lending facility;
(xii) superannuation; and
(xiii financial products limited to:
(A) miscellaneous financial investment products limited to MDA services;
(b) deal in a financial product by:
(i) issuing, applying for, acquiring, varying or disposing of a financial product in respect of the following classes of financial products:
(A) general insurance products;
(B) interests in managed investment schemes limited to:
(1) MDA services; and
(C) financial products limited to:
(1) miscellaneous financial investment products limited to MDA services;
(ii) applying for, acquiring, varying or disposing of a financial product on behalf of another person in respect of the following classes of products:
(A) deposit and payment products limited to:
(1) basic deposit products;
(2) deposit products other than basic deposit products;
(B) derivatives;
(C) foreign exchange contracts;
(D) general insurance products;
(E) debentures, stocks or bonds issued or proposed to be issued by a government;
(F) life products including:
(1) investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and
(2) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds;
(G) interests in managed investment schemes including:
(1) investor directed portfolio services;
(H) interests in managed investment schemes limited to:
(2) MDA services;
(I) retirement savings accounts ("RSA") products (within the meaning of the Retirement Savings Account Act 1997);
(J) securities;
(K) standard margin lending facility;
(L) superannuation; and
(M) financial products limited to:
(1) miscellaneous financial investment products limited to MDA services; and
(iii) underwriting:
(A) an issue of securities; and
(c) provide a claims handling and settling service limited to:
(i) the person makes a recommendation, or states an opinion, in the following circumstances:
(A) the recommendation, or statement of opinion, is made in response to an inquiry by or on behalf of another person about an existing or a potential claim by the other person under an insurance product; and
(B) the recommendation, or statement of opinion, could reasonably be expected to influence a decision whether to continue with the existing claim or to make the potential claim;
(ii) the person assists another person to make a claim under an insurance product;
(iii) the person assesses whether an insurer has a liability under an insurance product, or provides assistance in relation to such an assessment;
(iv) the person makes a decision to accept or reject all or part of a claim under an insurance product;
(v) the person quantifies the extent of the insurer's liability to another person under an insurance product, or provides assistance in relation to the quantification of the extent of such a liability;